Navyist Rewards Mastercard® (2024)

*Terms and Conditions Apply:

Offer subject to credit approval. This offer is available through this advertisem*nt and may not be accessible elsewhere. Other offers may be available. See Terms and Conditions for pricing and other details.

This one-time offer is valid for eligible cardmembers. You may not be eligible for this offer if you currently have or previously had an account with us in this program. In addition, you may not be eligible for this offer if, at any time during our relationship with you, we have cause, as determined by us in our sole discretion, to suspect that the account is being obtained or will be used for abusive or gaming activity (such as, but not limited to, obtaining or using the account to maximize rewards earned in a manner that is not consistent with typical consumer activity and/or multiple credit card account applications/openings). Please see the About This Offer section of the Terms and Conditions for important information.

Earn Points: A Gap Inc. Credit Card must be used as sole payment type. See Reward Program Terms at www.oldnavy.com/RewardProgramTermsfor details about earning and redeeming points and rewards.

5x Earn from account opening through 1/31/23: Navyist Rewards Mastercard Cardmembers who apply by 9/30/2022 will earn 5 points for every $1 spent on purchases, outside of Gap Inc. brands, with transaction dates through 1/31/2023. After 1/31/2023, you will earn 1 point for every $1 spent on purchases, outside of Gap Inc. brands. It can take up to 14 days for points to be available for redemption. See Reward Program Terms for details on redeeming points and rewards.

First Purchase Discount:Your new credit card must be used as sole payment type. Code expires at 11:59pm PT fourteen (14) days from date of Account open. Open a new Navyist Rewards Credit Card or Navyist Rewards Mastercard Account to receive a30% discount on your first purchase 9/16/2022 at 12:01am PT through 1/26/2023 at 11:59 pm PT. Applicants who do not receive an immediate credit decision, but are approved after this offer has ended will receive a 20% off discount code in an email delivered shortly after approval.If new Account is opened in Old Navy stores, discount will be applied to first purchase in store made same day. If new Account is opened at oldnavy.gap.com discount code expires at 11:59pm PT 14 days from date of Account open. Not valid at other brands. Valid only in the U.S. (including Puerto Rico). Only one Account opening discount per Account. The First Purchase discount and Family of Brands discounts cannot be combined. Discounts cannot be combined with FitPro, Brand Ambassador, student, or employee discount, but can be combined with one other offer in a single transaction. Excludes gift cards, shipping, taxes, third-party and co-branded merchandise at Banana Republic and Yeezy Gap. No adjustments to previous purchases. Not valid in our Clearance Center. Offer subject to change.

Additional Promotional Offers: From time to time, we may advertise additional promotional offers (e.g. additional XX% off) that can be combined with the First Purchase Discount. For details on any promotional offers, please visit oldnavy.com. The total cost will be calculated using the promotional offer discount first, and then the First Purchase Discount will be deducted from that figure.

Free Shipping on Purchases of $50 or more: Must be signed into your online account to receive offer. Valid for online offers totaling at least $50 after discounts and before taxes shipped anywhere in the U.S. (including Puerto Rico). If you choose another shipping option, additional charges may apply. Orders must be shipped to a single address. Eligible program members receive free 3-5 day shipping on orders of $50 or greater. Icon members receive free 2-3 day shipping on orders of $50 or greater. See www.oldnavy.com/RewardProgramTerms for additional terms and details, including any eligibility restrictions.

The Gap Inc. Mastercard is issued by Barclays Bank Delaware (Barclays) pursuant to a license from Mastercard International Incorporated. Mastercard, World Mastercard and World Elite Mastercard are registered trademarks, and the circles design is a trademark of Mastercard International Incorporated.

The Gap Inc. credit card is issued by Barclays Bank Delaware.

*Terms and Conditions Apply:

Offer subject to credit approval. This offer is available through this advertisem*nt and may not be accessible elsewhere. Other offers may be available. See Terms and Conditions for pricing and other details.

This one-time offer is valid for eligible cardmembers. You may not be eligible for this offer if you currently have or previously had an account with us in this program. In addition, you may not be eligible for this offer if, at any time during our relationship with you, we have cause, as determined by us in our sole discretion, to suspect that the account is being obtained or will be used for abusive or gaming activity (such as, but not limited to, obtaining or using the account to maximize rewards earned in a manner that is not consistent with typical consumer activity and/or multiple credit card account applications/openings). Please see the About This Offer section of the Terms and Conditions for important information.

Earn Points: A Gap Inc. Credit Card must be used as sole payment type. See Reward Program Terms at www.oldnavy.com/RewardProgramTermsfor details about earning and redeeming points and rewards.

5x Earn from account opening through 1/31/23: Navyist Rewards Mastercard Cardmembers who apply by 9/30/2022 will earn 5 points for every $1 spent on purchases, outside of Gap Inc. brands, with transaction dates through 1/31/2023. After 1/31/2023, you will earn 1 point for every $1 spent on purchases, outside of Gap Inc. brands. It can take up to 14 days for points to be available for redemption. See Reward Program Terms for details on redeeming points and rewards.

First Purchase Discount:Your new credit card must be used as sole payment type. Code expires at 11:59pm PT fourteen (14) days from date of Account open. Open a new Navyist Rewards Credit Card or Navyist Rewards Mastercard Account to receive a30% discount on your first purchase 9/16/2022 at 12:01am PT through 1/26/2023 at 11:59 pm PT. Applicants who do not receive an immediate credit decision, but are approved after this offer has ended will receive a 20% off discount code in an email delivered shortly after approval.If new Account is opened in Old Navy stores, discount will be applied to first purchase in store made same day. If new Account is opened at oldnavy.gap.com discount code expires at 11:59pm PT 14 days from date of Account open. Not valid at other brands. Valid only in the U.S. (including Puerto Rico). Only one Account opening discount per Account. The First Purchase discount and Family of Brands discounts cannot be combined. Discounts cannot be combined with FitPro, Brand Ambassador, student, or employee discount, but can be combined with one other offer in a single transaction. Excludes gift cards, shipping, taxes, third-party and co-branded merchandise at Banana Republic and Yeezy Gap. No adjustments to previous purchases. Not valid in our Clearance Center. Offer subject to change.

Additional Promotional Offers: From time to time, we may advertise additional promotional offers (e.g. additional XX% off) that can be combined with the First Purchase Discount. For details on any promotional offers, please visit oldnavy.com. The total cost will be calculated using the promotional offer discount first, and then the First Purchase Discount will be deducted from that figure.

Free Shipping on Purchases of $50 or more: Must be signed into your online account to receive offer. Valid for online offers totaling at least $50 after discounts and before taxes shipped anywhere in the U.S. (including Puerto Rico). If you choose another shipping option, additional charges may apply. Orders must be shipped to a single address. Eligible program members receive free 3-5 day shipping on orders of $50 or greater. Icon members receive free 2-3 day shipping on orders of $50 or greater. See www.oldnavy.com/RewardProgramTerms for additional terms and details, including any eligibility restrictions.

The Gap Inc. Mastercard is issued by Barclays Bank Delaware (Barclays) pursuant to a license from Mastercard International Incorporated. Mastercard, World Mastercard and World Elite Mastercard are registered trademarks, and the circles design is a trademark of Mastercard International Incorporated.

The Gap Inc. credit card is issued by Barclays Bank Delaware.

Navyist Rewards Mastercard® (2024)

FAQs

What credit score do you need for Old Navy Mastercard? ›

You need a credit score of 700+ to get the Old Navy Credit Card. This means at least good credit is required for approval. On the other hand, you'll need a score of 640+ (fair credit) to have a decent chance of being approved for the Old Navy Store Card.

Can I use my Old Navy Navyist Rewards Mastercard anywhere? ›

By applying, you agree that you'll first be considered for the Navyist Rewards Mastercard which can be used anywhere Mastercard is accepted.

Can I use Navyist rewards at Gap? ›

Rewards cannot be used to make payments toward your account. Rewards can only be used toward purchases of merchandise made in-store or online at Old Navy, Old Navy Outlet, Gap, Gap Factory store, Banana Republic, Banana Republic Factory store, or Athleta in the U.S. (including Puerto Rico).

Can I use my Old Navy Credit Card at Walmart? ›

The Old Navy Visa® Card can be used anywhere Visa is accepted. But the Old Navy Card is a closed-loop credit card. That means it can be used only at Old Navy and other stores owned by Gap Inc., including Gap, Banana Republic and Athleta.

What is the Navyist Rewards Mastercard? ›

Navyist Rewards Credit Card Introduction

The Navyist Rewards Credit Card* can only be used to charge purchases across the Gap Inc. family of brands: Gap, Old Navy, Athleta, Banana Republic, Gap Factory and Banana Republic Factory. It has no annual fee and earns 5 points per dollar spent on purchases at Gap Inc. brands.

Which is the easiest store credit card to get? ›

Some of the easiest store credit cards to get are the Fingerhut Credit Account, the Montgomery Ward Credit Account, and the Amazon Secured Credit Card. These cards accept people with “bad” credit, and they all have $0 annual fees.

Is it easy to get an Old Navy Credit Card? ›

Adam McCann, Financial Writer

Alternatively, you can apply in store. Keep in mind that the Old Navy Credit Card requires Good credit, which means you need a 700+ credit score for high approval odds. Also note that applying for the card triggers a hard inquiry, which may temporarily hurt your credit score.

How long does it take to get approved for an Old Navy Credit Card? ›

Old Navy Credit Card Approval Time

If you haven't received an instant decision or if you applied over the phone, it might take the issuer 7-10 business days to review your application.

Can I use my Old Navy Mastercard at Target? ›

Rewards outside of Gap Inc.

If you're approved for the Navyist Rewards Mastercard®, you can use it anywhere Mastercard is accepted. Although that's better than having a card you can only use at Old Navy and other Gap Inc. stores, you'll only earn 1 point per $1 with it outside of those brands.

Is an Old Navy Credit Card a hard inquiry? ›

Like any other credit card application, you'll be subject to a credit check when you apply for the Old Navy card, which includes a hard inquiry on your credit report.

What is the credit limit for Navy Federal Rewards card? ›

The credit limit on the Navy Federal cashRewards card will vary depending on your creditworthiness and other factors. Cardholders with a credit limit below $5,000 will receive a Visa® cashRewards card, while cardholders with a credit limit of $5,000 or greater will get a Visa Signature® cashRewards card.

What does Old Navy give you on your birthday? ›

Old Navy

And what's even better, if you sign up to be on Old Navy's mailing list, you'll get a free coupon for your birthday so that you can treat yourself to a brand-new outfit. This is perfect if you're planning a celebration with friends and family and need something new to wear.

How to increase Old Navy credit limit? ›

How can I request a credit limit increase? You can request a credit limit increase from Synchrony Bank through your online account or by calling Old Navy Credit Card: 866-450-5295.

Can I use my Old Navy card as a regular credit card? ›

The Old Navy Store Card, on the other hand, can only be used at Old Navy, Athleta, Banana Republic, and Gap. That's because it is a store card and it can only be used at the merchants the card is affiliated with.

Can I use my Old Navy Credit Card at a gas station? ›

However, Old Navy also has a different card on the Mastercard network, the Old Navy Credit Card. Because it's backed by one of the major payment networks, this card can be used pretty much anywhere credit cards are accepted. This answer was first published on 01/07/22 and it was last updated on 01/09/24.

Can I get cash out of my Old Navy Credit Card? ›

WalletHub, Financial Company

It is worth noting that unlike the Old Navy Credit Card, which belongs to the Mastercard network, the Old Navy Store Card does not allow cash advances and can only be used at Old Navy, Gap, Banana Republic, or Athlete for online and in-store purchases.

Can I use my Navyist Rewards Mastercard anywhere? ›

stores and anywhere Mastercard is accepted. With the Navyist Rewards Mastercard® Credit Card, you'll earn: 5 points for every $1 spent at Gap Inc. brands in store and online.

Why are credit cards free for military? ›

Under the federal Servicemembers Civil Relief Act, credit card issuers are required to offer financial relief to active-duty service members, but some offer more than what the law calls for. The SCRA requires that lenders cap interest rates on pre-service debt at 6%, among other protections.

How does a Rewards Mastercard work? ›

You could earn points for every dollar you spend. You can then redeem your points for rewards such as travel discounts, merchandise or gift cards. Plus, there is no deadline for using your points.

Does Old Navy Credit Card do a hard pull? ›

Like any other credit card application, you'll be subject to a credit check when you apply for the Old Navy card, which includes a hard inquiry on your credit report.

What credit bureau does Old Navy pull from? ›

When applying for the Old Navy Credit Card, the issuer will most likely use TransUnion in order to assess your creditworthiness. The activity on your Old Navy credit card will be reported to the three major credit bureaus, TransUnion, Experian and Equifax on a monthly basis.

Can I get pre approved for an Old Navy Credit Card? ›

Does the Old Navy Credit Card have pre-approval? No, the Old Navy Credit Card does not have pre-approval. The issuer does not offer a pre-approval tool through their website, so anyone interested in applying for Old Navy Credit Card will have to do so without the benefit of checking for pre-approval beforehand.

What is the Old Navy Credit Card limit? ›

The Old Navy Credit Card credit limit is $1,000 or more; everyone who gets approved for this card is guaranteed this limit. This is also the minimum starting credit limit for the Old Navy Store Card. For the most part, Old Navy Credit Card credit limits depend on each applicant's overall credit standing.

References

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